See if you're actually making money.
Revenue and expenses live in your head, personal and business cash are mixed together, and you can't put a number on your real profit. MerxumOS shows you the money — clearly.
Sound familiar?
Revenue and expenses live in your head, not on paper.
Personal and business cash are mixed together.
You know what's in the till — but not your real profit.
Everything you need to see the money clearly
Income & expense tracking
Record every cedi in and out, neatly categorised.
Profit & loss
A real P&L by period and branch — revenue minus your true costs.
Cash flow
See money coming in and going out before a gap becomes a problem.
Account balances
Know what's in each account at any moment — business kept separate.
Financial reports
Clear, exportable reports you and your accountant can trust.
GRA tax ready
VAT, withholding tax, PAYE and SSNIT handled the Ghana way.
Know your real profit — not just what's in the till.
Separate business from personal, see profit at a glance, and walk into any meeting with numbers you can defend.
Real P&L
Profit by period and branch, not guesswork.
Cash flow
Money in vs out, before it bites.
GRA-ready
VAT, WHT, PAYE & SSNIT built in.
Every module included
Books that keep themselves.
Expenses & Petty Cash
Categorise spend and reconcile petty cash by branch.
Invoicing
Professional invoices with payment tracking and aging.
Profit & Loss
Revenue vs expenses by period and branch, with trends.
Cash Flow Forecast
Project cash in and out and plan scenarios ahead.
Bank Reconciliation
Match statements to recorded sales and expenses.
GRA Tax (VAT / WHT / PAYE)
Ghana-compliant VAT 3, withholding tax, PAYE & SSNIT.
Chart of Accounts
Full double-entry GL, journals, trial balance and statements.
Budget vs Actual
Plan budgets and track variance against real spend.
Fixed Assets & Depreciation
Asset registers with automated depreciation schedules.
Ready to put Finance & Accounting to work?
Start free and switch on exactly the modules your business needs — by industry and by plan.