OZÉ alternative

    The OZÉ alternative that runs your operations.

    OZÉ is a well-loved bookkeeping app and a route to SME loans. But recording sales isn't the same as running the shop. MerxumOS gives you a real POS, stock, staff and industry tools — with the books built in.

    MerxumOS
    OZÉ
    Built for Ghana & Africa
    Ghana-first, GHS, local team
    Ghana-born (Accra)
    Mobile money (MTN, Telecel, AirtelTigo)
    Native on every plan
    MoMo records, not a full POS
    Works offline
    Offline-first POS, auto-syncs
    Mobile app
    GRA tax & e-VAT ready
    VAT, levies, PAYE & SSNIT
    Bookkeeping records
    All-in-one (POS, stock, finance, HR, CRM)
    One connected platform
    Bookkeeping + simple shop
    Industry modules
    Pharmacy NHIS, restaurant, salon, hotel & more
    General SME
    Built-in AI
    Assistant, forecasting, agents
    Insights
    Multi-branch & multi-brand
    Unlimited on higher plans
    Single-business focus
    Online store & delivery
    Storefront, orders, dispatch
    Basic online shop
    Local pricing (GHS)
    From GH₵399/mo, 14-day trial
    Affordable / freemium, GHS

    Based on publicly available information at the time of writing. OZÉ and its features are trademarks of their respective owners.

    The honest version

    OZÉ helps micro and small businesses keep records and access finance, and it does that simply. As you grow, you need to actually operate — a till, live stock, staff, multiple branches and industry workflows. MerxumOS is that operating system, with bookkeeping included rather than the whole product.

    Where OZÉ shines

    • Simple bookkeeping for micro-SMEs
    • A path to SME loans and finance
    • Local, Accra-born and widely known

    Where MerxumOS goes further

    A real POS & live stock

    Sell at a proper till with barcode, mobile money and offline mode — not just after-the-fact record keeping.

    The full operation

    Inventory, staff, CRM, e-commerce and industry modules alongside your books.

    Multi-branch & multi-brand

    Grow into several locations and brands from one account.

    Industry-specific tools

    Pharmacy, restaurant, salon, hotel and more — tailored to how each trade actually runs.

    MerxumOS vs OZÉ — FAQ

    Is MerxumOS a good OZÉ alternative?

    If you want more than bookkeeping — a real POS, live inventory, staff management and industry tools — yes. MerxumOS runs the whole operation with the books included.

    Does MerxumOS do bookkeeping like OZÉ?

    Yes — invoicing, expenses, profit and loss and cash flow are built in, plus GRA VAT. The difference is everything else it does around them.

    What about loans, which OZÉ offers?

    OZÉ's lending is its own strength. MerxumOS focuses on running your business; its clean records and reports also make you more fundable when you do seek finance.

    Ready to outgrow OZÉ?

    Start your 14-day free trial — no card — and see the whole business in one system.