The Loyverse alternative built for Ghana.
Loyverse is a great free POS to get started. But as your shop grows, you need mobile money, GRA-ready books, staff, and more than one branch — without stitching together add-ons. MerxumOS gives you the whole business in one system.
Based on publicly available information at the time of writing. Loyverse and its features are trademarks of their respective owners.
The honest version
Loyverse keeps things simple, and its free POS is genuinely useful for a single till. The gaps show up when a Ghanaian business grows: mobile money isn't native, there's no GRA/e-VAT, no accounting or HR, and no industry tools. MerxumOS is built for exactly that next step.
Where Loyverse shines
- A genuinely free POS and inventory core
- Simple and quick to learn
- Popular with small shops and cafés worldwide
Where MerxumOS goes further
Native mobile money
Take MTN, Telecel and AirtelTigo MoMo out of the box — no third-party card reader workaround.
The whole business, not just POS
Inventory, accounting, HR & payroll, CRM and e-commerce in one place instead of POS-only.
GRA-ready from day one
VAT, GETFund, NHIL, PAYE and SSNIT built in — Loyverse leaves tax to you.
Practical AI
An AI assistant, demand forecasting and alerts that Loyverse simply doesn't offer.
MerxumOS vs Loyverse — FAQ
Is MerxumOS free like Loyverse?
MerxumOS isn't free, but every plan starts with a 14-day free trial and no card required. Where Loyverse charges add-ons for employees, integrations and advanced features, MerxumOS includes far more in one GHS price.
Does MerxumOS support mobile money where Loyverse doesn't?
Yes. MTN MoMo, Telecel Cash and AirtelTigo Money are native in MerxumOS. Loyverse relies on external card readers, which don't fit how most Ghanaian customers pay.
Can I move my Loyverse data to MerxumOS?
Yes — our team helps migrate your products, customers and stock from Loyverse (and most other tools) at no charge during onboarding.
Ready to outgrow Loyverse?
Start your 14-day free trial — no card — and see the whole business in one system.